Your Digital Surge wallet gives you a clear view of how your crypto is performing over time.
For each coin — and for your overall portfolio — you’ll see two main Return On Investment (ROI) figures:
Total Return
Day Return
These figures help you understand both your overall performance and how things are moving today.
All ROI calculations are based on your trading activity and wallet movements on Digital Surge, including buys, sells, deposits, and withdrawals.
Total Return
Total Return shows your overall gain or loss on an asset — combining the performance of both your current holdings and past trading activity (realised & unrealised gains).
It represents the difference between:
what you have invested (Total In),
what you have taken out (Total Out), and
the current value of what you still hold.
Your Total Return updates automatically as market prices move or when you buy, sell, deposit or withdraw crypto.
You’ll see Total Return displayed as both:
A dollar amount – your total gain or loss in AUD
A percentage – your overall percentage performance
Day Return
Day Return measures how much your portfolio or a specific asset has changed in value since midnight (AEST).
It compares your wallet’s value (or a single coin’s value) at midnight to its current value, including any buys, sells, deposits, or withdrawals made during the day.
Day Return is shown as both:
A dollar amount – today’s change in AUD
A percentage – today’s percentage gain or loss
This gives you a quick, real-time view of your daily performance, updated automatically throughout the day as market prices change.
How ROI Is Calculated
Digital Surge uses a simple, transparent calculation method that tracks all funds moving into and out of your wallet for each asset.
Key Formula
Total Return = Current Value + Total Out – Total In
Total Return % = Total Return ÷ (Total In – Total Out) × 100
Where:
Total In = AUD value of all buys and deposits
Total Out = AUD value of all sells and withdrawals
Current Value = AUD value of your current holdings
This method includes both realised and unrealised performance in one combined figure.
Can I Reset My Total Return?
Yes — your Total Return resets automatically when your wallet balance for a coin reaches zero.
You can reset it by either:
Selling your entire balance of that asset, or
Withdrawing the full amount from your Digital Surge wallet
Once the balance reaches zero, the next time you buy or deposit that coin, your ROI calculation will start fresh from that point.
There are many reasons you might want to reset your ROI — for example, if you want to start tracking a coin’s performance from scratch after a long period of trading.
If you want to sell or withdraw most of your holdings but continue tracking your realised and unrealised performance, simply keep a small amount of the coin in your wallet.
Your ROI will only reset when the balance reaches zero.
Deposits
When you deposit crypto into your Digital Surge wallet, the deposit is recorded at its AUD value at the time of deposit.
This AUD value is added to Total In, and becomes part of your ROI calculation going forward.
If the coin was originally purchased or gained value outside Digital Surge, that performance cannot be included — only activity tracked on-platform is counted.
Withdrawals
When you withdraw crypto from your wallet, the value of the withdrawal is recorded at its AUD value at the time of withdrawal.
This amount is added to Total Out.
Withdrawals are treated the same as sells for ROI purposes.
Anything withdrawn is no longer part of your holdings and no longer contributes to your performance calculations.
Example 1 – Simple Buy and Hold
Example 1 – Simple Buy and Hold
You buy 1 ETH at $3,000.
A few days later, the market price rises to $3,600.
Total In: $3,000
Total Out: $0
Current Value: $3,600
Total Return
3,600 + 0 – 3,000 = $600
Total Return %
600 ÷ (3,000 – 0) = 20%
The value of your ETH holdings has increased by $600 (20%).
Example 2 – Two Purchases and One Sale
Example 2 – Two Purchases and One Sale
You make the following transactions:
Buy 1 ETH at $2,500
Buy another 1 ETH at $3,000
Sell 1 ETH at $3,500 (Current market price)
Total In: 2,500 + 3,000 = $5,500
Total Out: 3,500
Current Value: 1 ETH × 3,500 = $3,500
Total Return
3,500 + 3,500 – 5,500 = $1,500
Total Return %
1,500 ÷ (5,500 – 3,500) = 75%
Your total return for ETH is $1,500 (75%).
Which reflects both:
The realised gain from the sale you made, and
The unrealised gain of the ETH you still hold.
Example 3 – Multiple Purchases and a Partial Withdrawal
Example 3 – Multiple Purchases and a Partial Withdrawal
You make the following transactions:
Buy 1 ETH at $2,000
Buy 1 ETH at $2,500
Buy 1 ETH at $3,000
You now hold 3 ETH in total.
Later, when the ETH market price rises to $3,500, you withdraw 1.5 ETH to an external wallet.
Total In: 2,000 + 2,500 + 3,000 = $7,500
Total Out: 1.5 × 3,500 = $5,250
Current Value: Remaining 1.5 ETH × 3,500 = $5,250
Total Return
5,250 + 5,250 – 7,500 = $3,000
Total Return %
3,000 ÷ (7,500 – 5,250) = 133.3%
Your total return for ETH across both the withdrawn and remaining ETH is $3,000 (133.3%).
Example 4 – Purchase, Full Withdrawal, and Later Redeposit
Example 4 – Purchase, Full Withdrawal, and Later Redeposit
You buy 1 ETH at $2,000 on Digital Surge.
Later, you withdraw the full 1 ETH to an external wallet.
Because you no longer hold ETH on the platform, your Total Return resets to zero — there are no remaining holdings to calculate performance from.
While your ETH is outside Digital Surge, its value continues to change.
After some time, the market price increases to $3,000, and you decide to re-deposit 1 ETH back into your Digital Surge wallet.
When you make this deposit, Digital Surge records the cost basis at the market value at the time of deposit, which in this case is $3,000.
Your Total Return is now $0, as the deposit is treated as a new acquisition at its current market value.
Later, the market price of ETH rises again to $3,600.
Total In: $3,000
Total Out: $0
Current Value: $3,600
Total Return
3,600 + 0 – 3,000 = $600
Total Return %
600 ÷ 3,000 = 20%
Your total return for ETH is $600 (20%).
Your ROI reflects only the performance after redeposit, not the period when the asset was outside Digital Surge.
Example 5 – Multiple Buys and Sells
Example 5 – Multiple Buys and Sells
You make the following transactions:
Buy 1 ETH at $2,000
Buy 1 ETH at $4,000
Sell 1 ETH at $3,000
Buy 1 ETH at $5,000
Sell 1 ETH at $6,000
After all transactions, you still hold 1 ETH, originally bought at $5,000.
The current market price is $7,000.
Total In: 2,000 + 4,000 + 5,000 = $11,000
Total Out: 3,000 + 6,000 = $9,000
Current Value: $7,000
Total Return
7,000 + 9,000 – 11,000 = $5,000
Total Return %
5,000 ÷ (11,000 – 9,000) = 250%
Your total return across all trading activity and your remaining ETH is $5,000 (250%).
These examples are simplified to help explain how calculations work and are for educational purposes only.
Important Notes
Total Return and Day Return only track performance for crypto held within your Digital Surge wallet.
Once crypto leaves your wallet, its performance can’t be tracked until it’s deposited back in.
When you re-deposit crypto, its cost basis is set to its AUD value at the time of deposit.
Your ROI resets automatically when your wallet balance for a coin reaches zero.
Displayed return figures are based on the buy price of the asset on Digital Surge.
If Total Out is greater than Total In, the Total Return % will be shown as ∞, since you have taken out more value than you originally put in.
These figures are informational only and do not represent realised profits, tax outcomes, or financial advice.
Need more help?
If you have any questions, please don’t hesitate to contact our support team.
