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Choosing Your Preferred Wallet Return Calculation

Learn how to switch between Wallet Return methods and understand their key differences

Johnny avatar
Written by Johnny
Updated over a week ago

Your Digital Surge wallet gives you two ways to measure the performance of your crypto. You can choose the calculation method that best suits how you like to track your returns.

By default, Wallet Return now uses the Unrealised Gains (FIFO) method. You can switch to Realised and Unrealised Gains at any time from your Profile.


What is Wallet Return?

Wallet Return shows how your crypto has performed over time. You’ll see two main performance figures for each asset and for your overall portfolio:

  • Total Return

  • Day Return

A screenshot of a computer

AI-generated content may be incorrect.

These figures update automatically and reflect changes in market value as well as any buys, sells, deposits or withdrawals you make.

Digital Surge gives you two ways to calculate Total Return:

  1. Unrealised Gains (FIFO) (default option)

  2. Realised and Unrealised Gains

You’re free to use whichever method best suits how you want to track your performance.


Option 1: Unrealised Gains (FIFO) (Default)

This method shows the performance of the crypto you currently hold, using the First In, First Out (FIFO) method to calculate cost basis.

What this method tracks:

  • Only unrealised gains or losses

  • The performance of your active holdings

  • Cost basis determined by FIFO

  • Realised gains from sales or withdrawals are not included once the asset leaves your wallet

When this option is useful

Choose this method if you want a clean view of how your current portfolio is performing without past trades affecting your return figures.

How FIFO works

FIFO assumes the first units you bought or deposited are the first units used when you sell or withdraw. This keeps your cost basis accurate and your performance figures consistent.

Option 1 is now the default Wallet Return method, while Option 2 remains available for users who prefer the original calculation.


Option 2: Realised and Unrealised Gains

This method combines your full trading history on Digital Surge, including both your realised gains (from what you have sold or withdrawn) and unrealised gains (on what you still hold).

What this method tracks

  • All realised gains or losses

  • All unrealised gains or losses

  • Total cash flow in and out of your wallet

  • Your entire trading journey with that asset since its balance last reached zero

How it works

This method uses a simple formula:

  • Total Return = Current Value + Total Out – Total In

Where:

  • Total In = AUD value of all buys and deposits

  • Total Out = AUD value of all sells and withdrawals

  • Current Value = AUD value of what you still hold

Your return resets automatically if your balance for that asset reaches zero.

When this option is useful

Choose this method if you want a complete view of your overall performance, including both realised and unrealised results.


Key Differences Between the Two ROI Calculations

Feature

Unrealised Gains (FIFO) (Default)

Realised & Unrealised Gains

What is included

Only unrealised gains on current holdings

Realised + unrealised gains since last zero balance

Tracks past trading activity?

No

Yes

Tracks withdrawals and sold assets?

Excluded once they leave your wallet

Included through Total Out

Cost basis method

FIFO

Cash flow based (Total In / Total Out)

Best for

Tracking current holdings

Tracking your entire trading history since your wallet balance last reached zero

How to Switch Between ROI Calculation Methods

You can change your preferred calculation method at any time from your Profile.

When you first visit this section, Unrealised Gains (FIFO) will already be selected by default.

Steps to switch

  1. Go to the top right corner of the page.

  2. Open the drop-down menu.

  3. Select Profile.

  4. Scroll to the ROI calculation section.

  5. Choose either:

    • Unrealised Gains (FIFO) (default)

    • Realised and Unrealised Gains

  6. Your wallet returns will update immediately based on your selection.

Your choice applies to your entire portfolio and each individual asset.


Need more help?

If you have any questions, please don’t hesitate to contact our support team.


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