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What to do if you’ve been scammed

Take action quickly to protect yourself and limit further damage

Johnny avatar
Written by Johnny
Updated over 2 weeks ago

If you think you have been scammed, it is important to act fast. Quick steps can help protect your money, secure your personal information and reduce the impact. You are not alone — support is available.


1. Act quickly to prevent further losses

If you believe someone has gained access to your bank account or financial details, contact your bank or financial institution immediately. They can help stop further transactions and secure your accounts.

If you are unsure whether you are being scammed, stop sending money right away. Scammers often continue asking for more until you stop responding. Block all contact from the scammer as soon as possible.


2. Get help to recover

IDCARE is Australia and New Zealand’s national identity and cyber support service. They can help you create a tailored response plan at no cost.

  • Phone: 1800 595 160 (Monday to Friday, 8 am to 5 pm)

  • Website: idcare.org.


3. Warn others and report the scam

After securing your accounts, report the incident to help authorities track scam activity and protect others.

You can report scams to:

  • Scamwatch — alerts the ACCC and helps warn others

  • ReportCyber — for online or cyber related scams

  • Your local police — either online or in person

Sharing your experience with friends or family can also help prevent similar scams.


4. Be cautious of follow up scams

Many scam victims are targeted again. Scammers may pretend to:

  • Help you recover your money

  • Offer compensation or legal assistance

  • Provide a new “investment opportunity”

These are new scams designed to steal more money. If anyone offers to recover your funds for a fee or deposit, block all contact.


5. Seek support

Being scammed can be emotionally and financially distressing, and it can happen to anyone. Support is available.

Financial support

If you are in debt or under financial stress, a financial counsellor can provide free and confidential help.

Emotional support

Reaching out to someone can make a significant difference.


Need more help?

If you have any questions, please don’t hesitate to contact our support team.

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