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What To Do If You’ve Been Scammed

Take action quickly to protect yourself and limit the damage.

Johnny avatar
Written by Johnny
Updated over a week ago

If you think you’ve been scammed, act quickly to protect your money and personal information. You’re not alone — help is available.


1. Act fast to prevent further losses

If someone else has access to your bank account, contact your bank or financial institution immediately to report the scam and stop any further transactions.

If you’re not sure whether you’re being scammed, stop sending money right away. Scammers will often keep asking for more until you stop. Also block all contact from the scammer.


2. Get help to recover

IDCARE is Australia and New Zealand’s national identity and cyber support service.

They can help you create a plan (for free) to limit any damage.


Call 1800 595 160 (Monday to Friday, 8am–5pm) or visit idcare.org.


3. Warn others and report the scam

Once you’ve secured your accounts and information, help stop the scammers by reporting what happened.

You can report scams to:

  • Scamwatch — to alert the ACCC and warn others

  • ReportCyber — for online or cyber scams

  • Your local police (online or in person)

Sharing your experience can also help friends, family, and others avoid similar scams.


4. Watch out for follow-up scams

If you’ve been scammed, you might be targeted again. Scammers may contact you pretending to:

  • Help you get your money back

  • Recover your losses for a “fee” or “deposit”

  • Offer a new investment opportunity

These are all new scams designed to steal more money. If anyone offers to “fix” or “recover” your losses, ignore them and block all contact.


5. Get support

Being scammed is a distressing experience — it can happen to anyone. Support is available:

Financial support:
If you’re in debt or struggling financially, contact a financial counsellor for free and confidential help.

Emotional support:
If you need to talk, reach out to family, friends or a support service:


Need more help?

If you have any questions, please contact us for assistance.

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